When the Soviet Union collapsed and Russia stood on the rails of a new economic development, each of its citizens was given a voucher - a document defining the right to a part of nationwide property.
I did not believe this venture and took the voucher to my ex-wife with the words: "Use it for the benefit of our daughter." Neither became millionaires.
I tried myself to go to this eternal dream of all (not?) Normal people - on their own and with dexterity without government handouts.
There were several attempts.
About one of them described in the story "The Moth".